A++ reinsurance (Lloyd's, Swiss Re)

Your home,
reimagined protection.

Dwelling, liability, loss of use — with $50k water backup included. New layout, same trusted coverage.

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Dwelling (RC)
Liability $500k
Personal property
Loss of use
Water backup
$50k included
Replacement cost
Guaranteed
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EraQuotes Insurance Services LLC (NPN:12345678). Policies underwritten by A‑rated carriers including Lloyd's, Swiss Re, Berkshire Hathaway.
four pillars

Everything you expect, and more

Dwelling

Structure, roof, foundation. Replacement cost available.

Personal property

Contents, electronics, clothing – worldwide coverage.

Liability

Legal defense, guest medical, pet liability.

Loss of use

Living expenses if home is uninhabitable.

included upgrades

Built‑in that others charge extra

  • Water backup of sewers – $50k
  • Replacement cost guarantee
  • Green rebuild credit (+25%)
  • Ordinance or law upgrade ready
included coverages
replacement cost estimator

Quick dwelling estimate

Square footage & build quality – instant approximate replacement cost.

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Trusted by 24k+ homeowners

Real claims, real peace of mind

“Water backup flooded my basement. EraQuotes covered $45k – new flooring, sump pump, everything. The included $50k saved me.”

Patricia Lee
OH

“Guest slipped on ice. Liability handled quickly, medical bills covered – premium didn't increase. Real protection.”

David Chen
London

“Tree fell on roof, adjuster came next day, full replacement cost deposited within a week. Zero stress.”

Michael Grant
OH
faq

Yes, $50k included – no extra rider.

We pay to rebuild even above limits if underinsured.

Speak with a home specialist

We'll help you customize your dwelling coverage.

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